Terms & Conditions
These Terms & Conditions ("Terms") govern your access to and use of the website, assessment, and products offered by Vault Logic LLC ("The Vault Logic," "we," "us," or "our") at thevaultlogic.com (the "Services"). Please read them carefully. By accessing the Services or purchasing our products, you agree to these Terms.
1. Acceptance of These Terms
By using the Services, you confirm that you have read, understood, and agree to be bound by these Terms and our Privacy Policy and Disclosures. If you do not agree, please do not use the Services.
2. Nature of Our Services
The Vault Logic is an independent financial research and education publisher. Our content, including the Retirement Wealth Intelligence Report, is educational and informational in nature. We are not a financial advisor, investment adviser, broker-dealer, accountant, or law firm, and nothing we provide constitutes personalized financial, investment, tax, or legal advice. You are solely responsible for your own financial decisions. See our Disclosures for more detail.
3. Eligibility
You must be at least 18 years old and able to form a binding contract to use the Services or make a purchase.
4. Products & Delivery
Our primary product is a personalized digital report delivered electronically. Product descriptions, features, and pricing are shown at the point of purchase. Reports are generated from the general information you provide and from published data sources, and are delivered to the email address you provide, typically within minutes of a completed purchase.
5. Pricing & Payment
Prices are listed in U.S. dollars and are shown at checkout. Promotional or early-access pricing is available only for the period stated and may change at any time. Payments are processed by a third-party payment processor; by purchasing, you authorize that processor to charge your selected payment method for the total shown, including any applicable taxes.
6. Refunds & Guarantee
We stand behind our product with a 30-day money-back guarantee as described at the point of purchase. If you are not satisfied within 30 days, contact [email protected] and we will refund your purchase consistent with the guarantee terms in effect at the time of sale.
7. Intellectual Property & License
All content, reports, text, graphics, logos, and materials provided through the Services are owned by or licensed to The Vault Logic and are protected by intellectual property laws. Upon purchase, we grant you a limited, non-exclusive, non-transferable license to use your report for your own personal, non-commercial purposes. You may not resell, redistribute, republish, or share the report or other paid materials without our written permission.
8. Acceptable Use
You agree not to misuse the Services, including by attempting to gain unauthorized access, interfering with normal operation, scraping or harvesting data, or using the Services for any unlawful purpose.
9. No Professional Advice
The Services are provided for general educational purposes only and do not account for your complete financial situation. They are not a substitute for advice from a qualified, licensed professional. You should consult a licensed financial advisor, tax professional, or attorney before making any financial decision.
10. Disclaimer of Warranties
The Services and all content are provided "as is" and "as available," without warranties of any kind, express or implied, including warranties of merchantability, fitness for a particular purpose, accuracy, or non-infringement. We do not warrant that the Services will be uninterrupted, error-free, or that any outcome will result from using our content.
11. Limitation of Liability
To the fullest extent permitted by law, The Vault Logic and its members, officers, and affiliates will not be liable for any indirect, incidental, special, consequential, or punitive damages, or for any loss of profits or financial losses, arising out of or related to your use of the Services or reliance on any content. Where liability cannot be excluded, it is limited to the amount you paid us for the product giving rise to the claim.
12. Indemnification
You agree to indemnify and hold harmless The Vault Logic from any claims, losses, or expenses arising out of your misuse of the Services or violation of these Terms.
13. Third-Party Links & Affiliate Relationships
The Services may include links to third-party websites and offers from which we may earn a commission. We are not responsible for third-party content, products, or services. Please review our Disclosures for details on our affiliate relationships.
14. Changes to the Terms or Services
We may modify these Terms or the Services at any time. Changes are effective when posted, as reflected in the "Last Updated" date. Your continued use of the Services after changes are posted constitutes acceptance.
15. Governing Law
These Terms are governed by the laws of the State of Wyoming, without regard to its conflict-of-laws principles. Any dispute arising from these Terms or the Services will be subject to the exclusive jurisdiction of the state or federal courts located in Wyoming, unless otherwise required by applicable law.
16. Contact Us
Questions about these Terms can be directed to:
The Vault Logic (Vault Logic LLC)
Email: [email protected]